/* =========================================================================
   Secure Engine Mortgage Template — theme.css
   Per-client colors arrive as CSS vars injected in <head> (see sc-vars):
     --cta        buttons, links, accents   --cta-hover  derived opacity step
     --ink        headings, nav, labels     --footer-bg  dark footer band
     --card-bg    dark CTA card
   Never hard-code a brand color in this sheet — add a config key instead, and
   give it a per-use var() default: this sheet loads AFTER the injected block,
   so a :root fallback in here would override the client's own colors.
   ========================================================================= */

*,*::before,*::after{box-sizing:border-box}
/* Kill WordPress's inter-block spacing between the header part and <main> (the header/hero gap) */
.wp-site-blocks>*{margin-block:0 !important}

.wp-block-template-part{margin:0 !important}
main{margin-block:0 !important}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;color:#3f3f47;background:#fff;font-family:var(--wp--preset--font-family--sans);font-size:1.05rem;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
h1,h2,h3,h4{color:var(--ink,#020202);line-height:1.12;font-weight:700;margin:0 0 .5em;letter-spacing:-.015em}
h1{font-size:clamp(2.05rem,3.2vw,2.8rem);font-weight:800;text-wrap:balance}
h2{font-size:clamp(2rem,3.4vw,2.85rem)}
p{margin:0 0 1rem}
a{color:var(--cta-text,var(--cta));text-decoration:none}
a:hover{text-decoration:underline}
.wrap{width:100%;max-width:1280px;margin:0 auto;padding-inline:32px}
.center{text-align:center}
.skip-link{position:absolute;left:-9999px}
.skip-link:focus{left:16px;top:16px;background:#fff;padding:10px 16px;z-index:1000;border-radius:6px}
.screen-reader-text{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

/* Eyebrows: pill (hero) + small label (sections) */
.pill{display:inline-flex;align-items:center;gap:.55rem;background:#fff;border:1px solid #e7e7ea;border-radius:100px;padding:.5rem 1rem;font-size:.85rem;font-weight:600;color:var(--ink,#020202);box-shadow:0 4px 14px rgba(0,0,0,.05);margin:0 0 1.5rem}
.pill .dot{width:9px;height:9px;border-radius:50%;background:var(--cta)}
.eyebrow{display:block;font-size:.82rem;font-weight:600;color:var(--ink,#020202);margin:0 0 1rem;letter-spacing:.01em}

/* ---- Buttons ---------------------------------------------------------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:1rem 1.75rem;border-radius:8px;font-weight:600;font-size:1rem;line-height:1;cursor:pointer;border:1px solid transparent;transition:background-color .2s,color .2s,border-color .2s,opacity .2s;text-align:center}
.btn:hover{text-decoration:none}
.btn-cta{background:var(--cta);color:#fff}
.btn-cta:hover{background:var(--cta-hover);color:#fff}
.btn-outline{background:transparent;color:var(--ink,#020202);border-color:#e0e0e4}
.btn-outline:hover{border-color:var(--cta-text,var(--cta));color:var(--cta-text,var(--cta))}
.btn-link{background:transparent;color:var(--ink,#020202);padding-inline:.75rem}
.btn-link:hover{color:var(--cta-text,var(--cta))}
.btn-link .chev{color:var(--cta-text,var(--cta));flex:none;display:block}
.btn-white{background:#fff;color:var(--cta-text,var(--cta))}
.btn-white:hover{background:rgba(255,255,255,.88);color:var(--cta-text,var(--cta))}

/* ---- Header (links | logo | actions) ---------------------------------- */
.site-header{position:sticky;top:0;z-index:900;background:rgba(255,255,255,.94);backdrop-filter:saturate(180%) blur(8px);border-bottom:1px solid #eef0f2}
.header-inner{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:1rem;min-height:66px}
.nav-left{display:flex;align-items:center;gap:1.75rem;justify-self:start}
.nav-left a{color:var(--ink,#020202);font-weight:500;font-size:.95rem}
.nav-left a:hover{color:var(--cta-text,var(--cta));text-decoration:none}
.brand{justify-self:center;display:flex;align-items:center}
.brand .client-logo{width:auto;max-height:36px}
.nav-right{display:flex;align-items:center;gap:1.25rem;justify-self:end}
.nav-phone{display:inline-flex;align-items:center;gap:.5rem;color:var(--ink,#020202);font-weight:600}
.nav-phone:hover{color:var(--cta-text,var(--cta));text-decoration:none}
.nav-toggle,.nav-burger{display:none}
@media(max-width:940px){
  .header-inner{grid-template-columns:auto 1fr auto}
  .nav-burger{display:flex;flex-direction:column;gap:5px;width:44px;height:44px;align-items:center;justify-content:center;cursor:pointer;justify-self:start;order:0}
  .nav-burger span{display:block;width:24px;height:2px;background:var(--ink,#020202)}
  .brand{order:1}
  .nav-right{order:2}
  .nav-phone{display:none}
  .nav-left{position:absolute;top:66px;left:0;right:0;justify-self:stretch;flex-direction:column;align-items:flex-start;gap:0;background:#fff;border-bottom:0;padding:0 28px;max-height:0;overflow:hidden;transition:max-height .25s ease,padding .25s ease}
  .nav-left a{width:100%;padding:14px 0;border-bottom:1px solid #f2f2f2}
  .nav-left a:last-child{border-bottom:0}
  .nav-toggle:checked ~ .nav-left{max-height:320px;padding:8px 28px;border-bottom:1px solid #eee}
}
@media(max-width:520px){.nav-right .btn-outline{padding:.82rem 1rem}}

/* ---- Section rhythm --------------------------------------------------- */
section{padding-block:clamp(48px,5.5vw,84px)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,4.5rem);align-items:center}
.split-media img{width:100%;border-radius:24px;object-fit:cover}
@media(max-width:860px){.split{grid-template-columns:1fr;gap:2rem}}

/* ---- Hero ------------------------------------------------------------- */
.hero{background:#f7f7f8;padding-block:0}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(2rem,5vw,3.5rem);align-items:center;padding-block:clamp(44px,5vw,80px)}
.hero-text h1{margin:.2rem 0 1.1rem}
.hero-sub{font-size:1.15rem;color:#6c757d;max-width:480px;margin:0 0 2rem}
.hero-cta{display:flex;align-items:center;gap:1rem;flex-wrap:wrap}
.hero-media{position:relative}
.hero-photo{width:100%;height:clamp(360px,38vw,440px);object-fit:cover;border-radius:24px}
.hero-caption{position:absolute;left:24px;bottom:22px;color:#fff;max-width:62%}
.hero-caption h3{color:#fff;font-size:1.2rem;margin:0 0 .2rem;text-shadow:0 2px 12px rgba(0,0,0,.5)}
.hero-caption p{color:rgba(255,255,255,.92);font-size:.88rem;margin:0;text-shadow:0 2px 12px rgba(0,0,0,.5)}
.float-card{position:absolute;display:flex;align-items:center;gap:.65rem;background:#fff;border-radius:14px;padding:11px 14px;box-shadow:0 22px 50px rgba(0,0,0,.15);max-width:284px}
.fc-1{top:16%;left:-28%}
.fc-2{top:46%;left:-20%}
.float-card img{width:34px;height:34px;flex:none}
.float-card h4{font-size:.94rem;margin:0 0 .1rem}
.float-card p{font-size:.78rem;color:#6c757d;margin:0;line-height:1.35}
/* Between 1000 and 1200 the media column is narrow enough that the same
   percentages bury the photo — measured, card 2 covered 44% at 1100px against a
   ~34% target. Pull the overhang back rather than let it creep. */
@media(max-width:1200px){
  .fc-1{left:-34%}
  .fc-2{left:-30%}
  /* The copy also has to give way, or the overhang lands on top of the hero
     paragraph — the text column keeps growing while the photo shrinks. */
  .hero-text{max-width:25rem}
  .hero-sub{max-width:100%}
}
/* Below this the photo is too small to carry a 284px card at all, so the hero
   stacks and the callouts become full-width rows. (Was 860, which left the
   cards covering 56-62% of the photo through the 880-1000 band.) */
@media(max-width:1060px){
  .hero-grid{grid-template-columns:1fr}
  .hero-caption{position:static;color:var(--ink,#020202);max-width:none;margin-top:14px}
  .hero-caption h3{color:var(--ink,#020202);text-shadow:none}
  .hero-caption p{color:#6c757d;text-shadow:none}
  .float-card{position:static;left:0;max-width:none;margin-top:12px}
}

/* ---- Check list ------------------------------------------------------- */
.check-list{list-style:none;margin:1.5rem 0 2rem;padding:0;display:grid;gap:1rem}
.check-list li{position:relative;padding-left:2.1rem;font-weight:600;color:#222;line-height:1.65}
.check-list li::before{content:"";position:absolute;left:0;top:calc((1.65em - 22px) / 2);width:22px;height:22px;background:var(--cta);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='black' d='M12 2a10 10 0 100 20 10 10 0 000-20zm0 18a8 8 0 110-16 8 8 0 010 16zm-1.2-4.4l6-6-1.4-1.4-4.6 4.6-2.2-2.2-1.4 1.4z'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='black' d='M12 2a10 10 0 100 20 10 10 0 000-20zm0 18a8 8 0 110-16 8 8 0 010 16zm-1.2-4.4l6-6-1.4-1.4-4.6 4.6-2.2-2.2-1.4 1.4z'/%3E%3C/svg%3E") center/contain no-repeat}

/* ---- What We Do items ------------------------------------------------- */
.what-item{padding:1.5rem 0;border-bottom:1px solid #e9ebf0}
.what-item:last-child{border-bottom:0}
.what-item h3{font-size:1.6rem;margin:0 0 .45rem}
.what-item p{color:#6c757d;margin:0}

/* ---- FAQ -------------------------------------------------------------- */
.faq-split{align-items:start;gap:clamp(2rem,6vw,6rem)}
.faq-list{display:grid;gap:0}
.faq details{border-bottom:1px solid #e9ebf0}
.faq details:first-child{border-top:1px solid #e9ebf0}
.faq summary{list-style:none;cursor:pointer;font-weight:600;font-size:1.1rem;color:var(--ink,#020202);padding:1.35rem 0;display:flex;justify-content:space-between;align-items:center;gap:1rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";width:14px;height:14px;flex:none;background:var(--ink,#020202);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='black' d='M6 9l6 6 6-6z'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='black' d='M6 9l6 6 6-6z'/%3E%3C/svg%3E") center/contain no-repeat;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(180deg)}
.faq details[open] summary{color:var(--ink,#020202)}
.faq details:not([open]) summary{color:#8a8a90}
.faq details p{color:#6c757d;padding-bottom:1.35rem;margin:0;max-width:90%}
.faq-panel{overflow:hidden}

/* ---- CTA band (overlaps the footer, like the original) ---------------- */
.cta-band{background:#fff;padding-block:clamp(40px,5vw,72px) 0}
.cta-card{position:relative;z-index:2;margin-bottom:-64px;display:grid;grid-template-columns:1.05fr .95fr;gap:0;background:var(--card-bg,#2f2f2f);border-radius:24px;overflow:hidden;align-items:stretch}
.cta-text{padding:clamp(2.25rem,4vw,3.75rem)}
.cta-text h2{color:#fff;margin-bottom:1rem}
.cta-text p{color:rgba(255,255,255,.8);max-width:440px;margin:0 0 1.9rem}
.cta-media{position:relative;min-height:300px}
.cta-media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
@media(max-width:760px){.cta-card{grid-template-columns:1fr;margin-bottom:-48px}.cta-media{min-height:220px}}

/* ---- Contact + form (values ported from the old GF styling) ----------- */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}
@media(max-width:900px){.contact-grid{grid-template-columns:1fr;gap:2rem}}
.contact-intro h1{margin-bottom:.75rem}
.lead-form{background:#fff;border-radius:8px;padding:30px 40px;box-shadow:0 0 64px rgba(0,0,0,.15);max-width:550px;margin:0 auto;width:100%}
.form-heading{font-size:32px;line-height:1.3;text-align:center;margin:0 0 15px}
.lead-form .fields{display:grid;grid-template-columns:repeat(2,1fr);gap:1.25rem}
.lead-form .field{margin:0}
.lead-form .field.full{grid-column:span 2}
.lead-form label{display:block;font-size:14px;font-weight:500;color:var(--ink,#020202);margin-bottom:4px}
.lead-form input[type=text],.lead-form input[type=email],.lead-form input[type=tel]{width:100%;background:#fcfcfc;border:1px solid #dfe2eb;border-radius:6px;padding:12px;font-size:16px;font-weight:300;color:#1b2551;font-family:inherit;transition:border-color .2s}
.lead-form input:focus{outline:none;border-color:#2e66f6}
.req{color:var(--cta-text,var(--cta))}
.consent .consent-check{display:flex;align-items:center;gap:.6rem;font-size:15px;font-weight:400;color:var(--ink,#020202);margin-bottom:.6rem;cursor:pointer}
.consent .consent-check input{width:16px;height:16px;flex:none;margin:0;accent-color:var(--cta);cursor:pointer}
.consent-text{font-size:10px;line-height:1.6;color:#6c757d;background:#fcfcfc;border:1px solid #dfe2eb;border-radius:6px;padding:.7rem .85rem;margin:0}
.consent-text a.legal-link{color:#6c757d;text-decoration:underline}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-msg{margin:1rem 0 0;font-size:.9rem;color:#c0392b}
.form-msg.ok{color:#1e824c}
.form-submit{width:100%;margin-top:1rem}
.form-submit[disabled]{opacity:.6;cursor:progress}
@media(max-width:520px){.lead-form{padding:20px}.lead-form .fields{grid-template-columns:1fr}.lead-form .field.full{grid-column:auto}.form-heading{font-size:26px}}

/* ---- Thank you -------------------------------------------------------- */
.thankyou{background:#fff;padding-block:clamp(40px,6vw,88px)}
.ty-card{max-width:940px;margin:0 auto;background:#fff;border-radius:20px;box-shadow:0 0 64px rgba(0,0,0,.15);padding:clamp(3rem,7vw,6rem) clamp(1.5rem,5vw,3.5rem)}
.ty-illus{margin:0 auto 2rem;display:flex;justify-content:center}
.ty-card h1{margin-bottom:1rem}
.ty-card p{font-size:1.2rem;color:#6c757d;max-width:560px;margin:0 auto 2rem}

/* ---- Legal ------------------------------------------------------------ */
.legal-head{background:#f7f7f8;padding-block:clamp(48px,6vw,72px) clamp(36px,4vw,56px)}
.legal-head .wrap{max-width:calc(820px + 64px)}
.legal-head h1{margin-bottom:.6rem}
.legal-intro{font-size:1.15rem;color:#6c757d}
.legal-body{max-width:820px;padding-block:clamp(28px,3.5vw,44px) clamp(20px,2.5vw,32px)}
.legal .cta-band{padding-top:clamp(24px,3vw,40px)}
.legal-body h2{font-size:1.35rem;margin:2rem 0 .5rem}
.legal-body .list{padding-left:1.25rem;margin:0 0 1rem}
.legal-body .list li{margin-bottom:.4rem}
.legal-link{color:#2e66f6;text-decoration:underline}

/* ---- Footer ----------------------------------------------------------- */
.site-footer{background:var(--footer-bg,#0c0c0c);color:#c2c2c8;padding-block:64px 44px;font-size:1rem}
body:has(.cta-card) .site-footer{padding-top:132px}
.footer-inner{display:grid;grid-template-columns:1.7fr 1fr 1fr;gap:2.5rem}
@media(max-width:760px){.footer-inner{grid-template-columns:1fr;gap:2rem}.site-footer{padding-top:52px}body:has(.cta-card) .site-footer{padding-top:104px}}
.f-desc{color:#c2c2c8;max-width:440px;margin:0 0 1.75rem;line-height:1.75}
.f-addr{color:#c2c2c8;margin:0 0 1.75rem}
.f-nmls,.f-copy{color:#c2c2c8;font-size:.85rem;margin:.25rem 0}
.f-h{font-size:1.05rem;font-weight:700;color:#fff;margin:0 0 1.15rem}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:.85rem}
.site-footer a{color:#c2c2c8}
.site-footer a:hover{color:#fff}

@media(prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important;scroll-behavior:auto!important}}
